The median home here is under HUD's $1,249,125 HECM lending limit for 2026, so most owners evaluate a standard FHA-insured HECM first. Every borrower on title must be 62 or older. Amounts are estimates, not an offer of credit.
Sources: US Census Bureau ACS 2024 5-year estimates; FHFA House Price Index. Data by Simply Approved Mortgages | NMLS #2620881 | Equal Housing Opportunity