Accessibility Statement
Published:
Simply Approved Mortgages is committed to making our reverse mortgage information and lending services accessible to people of all abilities. Last updated: January 2, 2026.
Get your Reverse Mortgage Estimate Summary.
Complete the short estimate form and we send back a full HECM summary: your estimated principal limit, complimentary home value estimate, payoff of any existing mortgage, and estimated proceeds available to you.
- Complimentary home value estimate
- Estimated principal limit for your age
- Existing mortgage payoff included
- Lump sum, line of credit, or monthly options
Illustration only, generated from the information you enter. Not a loan estimate, pre-qualification, commitment to lend, or approval. Subject to HUD counseling, appraisal, credit and income review, and final lender approval. You remain responsible for property taxes, insurance, and home maintenance.
Estimate summary
- Home value estimate
- $412,000
- Youngest borrower age
- 72
- Estimated principal limit
- $219,400
- Existing mortgage payoff
- $68,000
- Estimated proceeds available
- $151,400
Simply Approved Mortgages • NMLS #2620881 • Equal Housing Opportunity
Our commitment
Simply Approved Mortgages is committed to ensuring digital accessibility for people with disabilities. We are continuously improving the user experience for everyone and applying the relevant accessibility standards to help every senior homeowner understand their reverse mortgage options.
Conformance status
We aim to conform to the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA published by the W3C. These guidelines explain how to make web content more accessible for people with disabilities, including visual, auditory, physical, speech, cognitive, and neurological disabilities. This site is partially conformant with WCAG 2.1 AA — some content or third-party components may not yet fully conform.
What we do
- Use high-contrast text and design-system color tokens tested for WCAG AA contrast.
- Provide descriptive alt text on informational images and empty alt on decorative images.
- Label every form field, including our reverse mortgage calculator, with visible or ARIA labels.
- Support full keyboard navigation and visible focus states on all interactive elements.
- Use semantic HTML landmarks (header, main, footer) and a single H1 per page.
- Set a minimum 44×44px tap target for primary actions on mobile.
- Offer a Spanish version of key pages (calculator, HECM overview, eligibility, get quote).
- Test with automated and manual assistive-technology reviews on an ongoing basis.
Third-party content
Some pages embed third-party content — for example Google Places for address suggestions, RentCast for home value estimates, and video providers. We do not control the accessibility of third-party services. If you encounter a barrier with third-party content, please contact us and we will work to provide the information in an accessible alternative format.
Requesting accommodations
If you need this website, our calculator, our lead form, or any loan disclosure provided to you in an alternative accessible format — including large print, braille, audio, or screen-reader-friendly text — please contact us using the options below. We will make every reasonable effort to provide the requested accommodation promptly and at no cost to you.
Reporting a barrier
If you experience an accessibility barrier on this website, please tell us. When contacting us, describe the barrier, the page or feature involved, and the assistive technology (if any) you were using so we can reproduce and fix it.
Contact us
- Contact form: simplyapprovedreversemortgages.com/contact
- Phone: 877-813-7219
- Address: 633 W 5th ST STE 2600, Los Angeles, CA 90071
We aim to respond to accessibility inquiries within 5 business days.
Formal complaint
If you are not satisfied with our response, you may file a complaint with the U.S. Department of Justice under the Americans with Disabilities Act, or with the Consumer Financial Protection Bureau for issues related to lending communications.
Your numbers plus the 2026 Reverse Mortgage Guide.
Request your estimate and we include the 21-page plain-English guide: who qualifies at 62+, what a HECM costs, payout options, ongoing obligations, and the questions to ask before you sign.
- 21-page guide, no jargon
- HUD/FHA program rules explained
- Costs and fees broken down
- Questions to ask any loan officer
Illustration only, generated from the information you enter. Not a loan estimate, pre-qualification, commitment to lend, or approval. Subject to HUD counseling, appraisal, credit and income review, and final lender approval. You remain responsible for property taxes, insurance, and home maintenance.
Estimate summary
- Home value estimate
- $412,000
- Youngest borrower age
- 72
- Estimated principal limit
- $219,400
- Existing mortgage payoff
- $68,000
- Estimated proceeds available
- $151,400
Simply Approved Mortgages • NMLS #2620881 • Equal Housing Opportunity
Why we pull credit for your reverse mortgage pre-approval
HUD requires a Financial Assessment for every HECM reverse mortgage, including a review of your credit history and record of paying property taxes and homeowners insurance. As part of our standard broker/lender pre-approval process, we typically order a tri-merge credit report through a HUD-approved credit vendor to verify identity, review obligations, and confirm that you can continue paying property taxes, homeowners insurance, and maintenance after closing. Whether a tri-merge is required, and any fees, are set by the wholesale lender and credit vendor — not by HUD as a stand-alone rule.
Pay for your credit report — SmartPay
Simply Approved Mortgages uses SmartPay to securely collect the credit report fee for your reverse mortgage pre-approval. Payment goes directly to the credit vendor — not to us — and unlocks a tri-merge credit report (Equifax, Experian, TransUnion) that your loan officer uses to complete the broker/lender pre-approval file for HUD's Financial Assessment.
- Secure, PCI-compliant checkout hosted by SmartPay
- Standard step in our broker/lender pre-approval process (not a HUD stand-alone requirement)
- Optional — you can decline; your loan officer will explain any impact on your options
You'll be redirected to cic.cra.xedalink.net (SmartPay).
Check your credit first — $1 trial at MyITINCredit
Before you apply, it's smart to know exactly where your credit stands. MyITINCredit offers a $1 trial for 15 days that includes all three credit reports and scores (Equifax, Experian, TransUnion), plus ongoing credit monitoring so you can catch errors, dispute inaccuracies, and watch for identity theft.
- See all 3 bureau reports & scores before your lender does
- Ongoing monitoring alerts you to new accounts or score changes
- Fix errors early — cleaner credit can widen your reverse mortgage options
You'll be redirected to myitincredit.com. Third-party service — terms apply.
Credit report fees are paid directly to the credit vendor. Simply Approved Mortgages (NMLS #2620881) does not receive compensation from these credit services. MyITINCredit is an independent third-party service; pricing, terms, and features are set by that provider.
Add Simply Approved Mortgages as a preferred source on Google
If our reverse mortgage explainers are useful to you, Google lets you choose which publishers you see more of. In Google Search, run a search on a topic you follow, open Preferred sources from the Top stories panel, search for Simply Approved Mortgages, and select it. The setting lives in your own Google account, applies only to what you see, and can be changed or removed at any time.
How preferred sources work in Google Search →Simply Approved Mortgages is not affiliated with, endorsed by or approved by Google, and selecting a preferred source does not change search rankings for anyone else.